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I got married last June, which is wonderful. However, I have always done my own taxes and now I am not so sure about it. I am not sure whether we should file jointly or separately and if we get a marriage tax credit or not. I know that if we file jointly then we have higher tax rates or something. If you end up filing jointly, then you always have to file that way from my understanding. I have been a bit confused about this so I have been searching for information online. I figure that there are probably pros and cons to both options. So I want to know which one will be the best for both of us. While I would like to maximize our return, I am sure that there are reasons why people file separately as well. Like if you file separately, you will not be responsible for the other persons debts I believe. Anyways I think it may take me a bit to figure it out.